Asset Management Tips

You might need to broaden your approach and choose a bank with a name and client base that matches your business.

"Look for smaller banks that may be more willing to base their decision on an assessment of your ability to repay (and your good personal history) and more interested in serving small businesses in the community than bigger, well-known banks," says Janet Attard, founder and president of Business Know How.

Options in your area include Heritage Oaks Bank, Rabobank or Santa Lucia Bank.

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